Specificity of insurance self-propelled machines and equipment is that, on the one hand, self-propelled machines are quite expensive machinery, which, working in often harsh conditions, are subject to accidents, sudden breakdowns. Stored, usually in open areas, they may also be subject to a malicious action and natural disasters. Hence the need for insurance for self-propelled machines and mechanisms of these and other risks. Terms of comprehensive insurance of vehicles is not applicable. Insurance for self-propelled machines and other equipment is classified as "insurance technical risks." Depending on the types of machines and their specific use they can insure both individually and in combination, such as the conditions: - Insurance rules of construction machinery, tools and mobile equipment; - The rules of insurance cars from breakdowns; - Comprehensive insurance "all-risk" construction and installation - with the construction of residential, public and industrial buildings, engineering structures, roads, airports, tunnels. On the other hand, self-propelled machines and mechanisms for moving and operators, as well as cars, on or near public roads, are "sources of increased danger." Despite the fact that they can move with small velocities, the potential damage that may be caused by self-propelled machines and technical equipment, can be quite large. This applies particularly to a hoist, construction machinery, vehicles and machinery for agriculture, etc. Responsibility of operators of many types of self-propelled machines, especially for lifting, handling, excavation work, etc., should be insured on the basis of the RF Law "On industrial safety of hazardous production facilities from 1997 to insurance it is devoted to Article 15 of" Compulsory liability insurance for injury to the operation of dangerous industrial objects ": 1. Organizations operating hazardous industrial facilities must insure liability for injury to life, health or property of others and the environment in the event of an accident at the dangerous industrial objects. 2. The minimum sum insured for liability insurance for injury to life, health or property of others and the environment in case of accidents at hazardous production facility is to: a) hazardous industrial facility, referred to in paragraph 1 of Annex 1 to this Federal law, if it: - Are obtained, used, recycled, are formed, stored, transported, eliminated hazardous materials in quantities equal to the amount specified in Annex 2 to this Federal law, or exceed, - Seventy thousand times the minimum wage, established by RF legislation on the date of conclusion contract of insurance risk liability; - Are obtained, used, recycled, are formed, stored, transported, eliminated hazardous materials in quantities less than the amount specified in Annex 2 to this Federal Act, - ten thousand times the minimum wage, established by RF legislation on the date of conclusion of insurance contract risk of liability; b) a hazardous production facility - one thousand times the minimum wage established by RF legislation on the date of the contract of insurance risk of liability. " From the text it is clear that the majority of self-propelled machines and equipment fall under the wording of paragraph b) of Article 15. It is clear that the 1000 minimum monthly wages (from 01.01.01 - 100 000 rubles) in most cases can not cover the damage which, for example, may be caused by poorly unfolded container lift or excavator. However, nothing prevents companies to maintain liability insurance on a voluntary basis, especially because according to the Decision of the RF Government dated 31.05.2000 № 420 insurance costs amounting to three per cent can be attributed to the cost of production (works, services), including to two percent - to property and liability insurance companies. Voluntary insurance of liability of the operator of self-propelled machines and other arrangements made on the basis of the rules of liability insurance to third parties at construction works or under the rules of civil liability insurance companies.