Life is such that in a market economy, each of us - the architect their welfare. Nobody, except yourself, will not care about your financial well-being. And the cost of its building wealth have independently. If you have a draft of such a construction? When building a house project needs in order to understand how a heap of bricks and cement sacks arise convenient structure. In addition, it approved the project - a guarantee that in the constructed house beam will not break, and the wall will not collapse. Plan financial life need a man to a set his days and money to design their financial future. Will I time to educate children? And buy an apartment and a house for the family? Will to my retirement I have enough money order to live comfortably in the golden season of life? All this - the most important questions, and let your financial life drift - is like building a house without blueprints. None reasonable person to do it will not. And what is the financial plan for human life? This is his personal financial plan. To learn how to look like such a plan, and how to prepare, I told in detail in his book "How to create personal financial plan. The book is here -- All of us every day to perform financial transactions - that is, is in continuous movement financially. This movement can be informed, and lead us to the right targets - and perhaps meaningless, Brownian motion in a circle - when despite the huge amount spent by the forces is still all there same. It is a pity, if so - in fact want to make optimal use of all its resources. It may slow down and reflect on their present and their plans? And then plan your financial future by developing its personal financial plan, which will show you the way to the designated goals? To develop this plan and will help you to my book "How to make personal financial plan " If you do not save, and invest - you never be money, because you all have spent. Hardly anyone wants to live like that. So you'll often earned save and invest, right? How much and where? And why? These issues require to plan something how you will treat your finances - and what eventually would come. Your financial future can "count". Make your plan -- and you can see what awaits you through the decades. Figures do not lie - everything will be just so. And if taken away you do not like - rather change the script of his life, his manner of handling money -- and make a new calculation of its future. Continue until until you see what you like. Drafted with financial plan - and there is your path to the desired effect. Develop it to you help my book "How to make personal financial Plan The compiled plan will allow you to build a strong building their sufficiency. Without it you risk to be in a rickety financial lean. Take care of your future - more about this here ....